How It Works

Transparency is our Policy.

We believe in honest partnerships. No hidden fees, no confusing terms. Just clear steps to fuel your growth.

Do you qualify?

Before you apply, check if you meet our simple requirements.

You must be a Kenyan citizen with an original ID.

Your business must be active for at least 6 months.

Located in Wangige, Kinoo, Kikuyu, or Ndeiya.

Step 1

We check your location zone (Wangige, Kinoo, etc.) and business type immediately via WhatsApp or Call. This saves you time before we even meet.

Step 2 • Crucial

We come to you. We verify your physical shop exists, check your current stock levels, and look at your daily sales records.

Note: It’s a friendly chat, not an audit. We just need to know your business is real.

Step 3

We explain the flat fee and repayment date clearly. You'll know exactly how much to pay back before you sign anything. No hidden text.

Step 4

Approved? Cash is sent directly to your M-Pesa line instantly.

Join hundreds of business owners in Kiambu who trust Kuza Beyond.